Alright, let's just admit it. The word budgeting makes the hair on the back of your neck stand up. You break out in dry sweat. Your skin gets clammy. Your stress level goes up, and you may have a number of other symptoms. It doesn't have to be that way.
I had a great conversation with Bobbi Olson (a.k.a. "CentsAble" Bobbi) on her Podcast, CentsAble Chat. She has a real heart for teaching and helping people figure out what to do with their money.