Eventual Millionaire Podcast with Jaime Masters

I absolutely loved being on the Eventual Millionaire Podcast with Jaime Masters discussing how to make millionaire choices. You’ll find it very difficult to find anyone with more passion for helping people succeed than Jaime.

As a business coach, author, and professional speaker, Jaime has hosted one-on-one interviews with over 350 millionaires and billionaires.

She made her exit from the corporate world after finding herself $70,000 in debt and realizing that she hated her job. With an ambitious goal and a strategic plan, she was out of the debt and the job she hated in just 16 months. Now, Jaime helps others find the freedom, money, and work they love.

“I like to help people put money back in its place. Where people control money and money doesn’t control people.” – Jaime Masters

Highlights from Making Millionaire Choices on the Eventual Millionaire Podcast with Jaime Masters

  • Breaking the family cycle of financial mismanagement
  • Retirement vs. freedom to live your life
  • How to instill ambition and financial responsibility in your children
  • Learn whether you are emotionally or logically driven towards your money
  • The fast way to get out of debt
  • The 4 Categories of Money

Eventual Millionaire: Making Millionaire Choices (Website)

Eventual Millionaire: Making Millionaire Choices (iTunes)

Quotes from the show:

“Learn how to sell. You can’t neglect the sales. Focus on sales and become a better salesman.” – Tony Bradshaw

How to Lose Money Podcast with Paul Moore and Josh Thomas

I had an amazing time talking about life and money with Paul Moore on the How to Lose Money Podcast.

How to Lose Money is a wealth-building podcast dedicated to the honest, sometimes gut-wrenching stories of business and life lessons learned. If you’re an entrepreneur going through a tough season, a business executive wanting to avoid strategic mistakes, or just someone who loves to hear about victories earned on the other side of painful trials, this podcast is for you.

With new episodes every Monday, Paul and Josh feature and interview business leaders who have made mistakes that you don’t need to repeat. They discuss topics like: risk-taking, financial principles, entrepreneurship, growing your business, real estate investing, best business concepts, leadership, books and resources, relationship hacks, networking, passive income, time management, and more!

How to Lose Money by Making Bad Life and Financial Choices (Website)

How to Lose Money by Making Bad Life and Financial Choices (iTunes)

Quotes from the show:

“Have a vision of hope for your own life.” – Tony B

“You will create what you imagine and think about.” – Tony B

Doing Your Best No Matter the Circumstances or Situation You’re in.

Whew! July and August have been rough, but now I’m on the mend. In July and August, I spent 25 days in the hospital. For what you might ask? My right kidney decided it was time to come out. Oh yes. It happens. We’d known my kidney was bad since 2007, but it wasn’t supposed to be an issue. Well, it became an issue. What was supposed to be 4 days in the hospital turned into 14 due to complications. The other 11 days were pre-surgery diagnosis and oh, my doctor had a family reunion out of state during my stay.

During what was a miserable time, I did my best to make lemonade out of lemons. It’s not fun spending 95% of your day in a hospital bed for 14 days after surgery, but I and my lovely wife made the best of it.

A week or so before my kidney issue popped up, I had loaded 4 cases of my book, The Millionaire Choice, into my jeep for an event. Most of the books were reloaded into my jeep after the event. Turns out they came in handy.

Stuck in a hospital room and laying on my back, I wanted to at least be a little productive. Setting up a couple of book stands in the windowsill, we began giving away copies of The Millionaire Choice. In all, we gave way 100+ books to nurses, doctors and other hospital staff. I had an amazing time having discussions with everyone about their money and their future.

We discussed everything from student loans, buying houses, building rental AirBNB property add-ons to groups playing the lottery. It was amazing to see so many people get excited to learn about money. Something no one had taken time to teach them.

During my ordeal, I found inspiration and encouragement as the words of Art Williams, founder of A.L. Williams, kept coming to mind. “All you can do is all you can do, but all you can do is enough.”

Well, I’ve been home for two weeks now and just drove for the first time today. It’s time to get back to work helping people figure out their money, their future, and creating millionaire plans.

Success IQ Podcast with Geoff Nicholson

Geoff Nicholson hosts the Success IQ Podcast based in the UK. Thanks to Geoff for being a fantastic host who is passionate about helping people triumph over they struggles and find new success in life. It’s always fun and energizing to discuss how to help people get their money on track, becoming a millionaire, and how that can help them live an even more fulfilled and successful life.

“We all have these moments in our lives, when we face a fork in the road. A time when your back is against the wall and something has to change.

The courageous learn from such challenges and their mistakes and become stronger, more determined, and willing to make the changes.

I am very fortunate to have found my purpose and passion in life. My role is to assist people like you to challenge and support you in creating a vision of what you want to achieve. To set the goals needed to achieve those targets and to support you in creating and living the life you truly desire.” – Geoff Nicholson

Success IQ Podcast – The Millionaire Choice (iTunes)

Success IQ – The Millionaire Choice (Geoff Nicholson)

Paychecks and Balances Podcast with Rich Jones and Marcus Garrett

This week I had the pleasure of being on Paychecks and Balances Podcast with Rich Jones and Marcus Garrett, a couple of high energy financial guys teaching people what to do with their money to build wealth.

Rich and Marcus were fantastic hosts who somehow pulled out a few of my most embarrassing financial moments on air.

Rich and Marcus are doing amazing work, but they’re also amazing people. These guys weren’t silver spooned. They’ve worked hard to get where they are. I really enjoyed the conversation as well as engaging and discussing some of the cultural differences that affect personal finance challenges for different people groups. As some of the only African American men working in the financial education and media space, Rich and Marcus getting it done!

The Millionaire Choice, Episode 129 (Direct Link)

The Millionaire Choice, Episode 129 (iTunes)

CentsAble Chat Podcast with Bobbi Olson

I had a great conversation with Bobbi Olson (a.k.a. “CentsAble” Bobbi) on her Podcast, CentsAble Chat. She has a real heart for teaching and helping people figure out what to do with their money.

Bobbi is a certified budgeting geek and knows that budgeting is critical to getting and keeping your finances on track. Without a budget or as I call it, spending plan, it’s going to be really hard to build wealth. A budget is planning how to to spend your money. That’s why I like to call it a spending plan. You’re telling your money where to go and what to do. When you do that, you’re taking control of your money, your life and your future.

The Millionaire Choice Podcast – (Libsyn)

The Millionaire Choice Podcast – (iTunes)

75% of Americans are Living Paycheck to Paycheck. What are YOU Doing About It?

Did you know that roughly 75% of Americans are living paycheck to paycheck? Reality check. That means that 3 out of 4 people you know and meet today are living paycheck to paycheck. It doesn’t matter how much money they make, the problem is the same, and in most cases, it comes back to how people manage their finances. They don’t.

It’s sad, but we go to school for 13 years from K through 12. Then many of us enter college for 2, 4 or more years of additional education. We study English, Science, Math and more. Somehow, we missed and are still missing one of the most important subjects, money.

If you want to be smart about money, you have to study. There’s no way around it. I went to school to be an engineer. Let’s clarify that. Mechanical Engineer. I learned about cars as a teenager and I read books about cars. I went to college for engineering and I learned math. A lot of it. In all, 17 years of math to be proficient as an engineer.

Revisit me at age 25 when I realized I was broke. 25. No money knowledge. No money studies. Just broke. Pure and simple. I made great money, and had nothing but $16,000 in debt and a few trinkets. The good news is, I made a change. I got money smart, and you can too along with the people you know and meet.

Meet Elena Perez

I’ve been blessed by all the stories coming from people who have read my book. Long time friends changing what they’re doing with their money to couples married for 35 years finally getting on the same page with money. It’s so exciting! This week, something new came up that I want to share.

Meet my friend Elena Perez, Financial and Insurance advisor for World Financial Group. I met Elena at a local networking group at Brentwood Baptist’s Connections Cafe several weeks ago. She’s a powerhouse. We chatted and she picked up a copy of The Millionaire Choice.

A few weeks later, we bumped into each other at a different networking group where Elena told me how she gave a copy my book to her friend who was in dire financial straits. After reading The Millionaire Choice, her friend had a plan and hope.

Last week, I discovered Elena had been buying copies of TMC (The Millionaire Choice) off Amazon and giving them away to people she meets. 7 copies so far. Wow! So exciting, but that’s a lot of money to pay for my books!

Yesterday Elena and I met up at Panera Bread where she picked up her first case of The Millionaire Choice (30 copies), at a really steep discount. 🙂

I love that Elena understands that 75% of Americans are living paycheck to paycheck. She cares. 90% of the potential customers she meets, aren’t ready for investing, but she’s doing everything she can to help the people and families where they are.

No one person can change America or the world, but together, I believe we can. Thanks Elena!

What You Can Do

I believe financial poverty starts to disappear when we’re all financially educated.

I grew up in a low income family. Our power was cut off. Our water was cut off. I was educated. I was an engineer working on million dollar projects, but I was broke. I followed in my family’s financial footsteps. That all changed when I became “financially educated”, and the crazy thing is, it only took me 90 days to figure out that I could become a millionaire. 25 years old. Broke, but realized I could become a millionaire if I did the right things with my life and my money.

I learned a lot of math in school. Once I started learning about money, I realized something. Money is really just a math problem. It’s predictable and if you do the right things with it, you can solve the money problem.

I don’t know your friends or family members. I don’t know the people you work with or the people you’ll meet today. I can’t impact their lives, but you can. Just like Elena. I want to make it as simple as possible for anyone to have a positive impact in someone’s financial life. Grab my free ebook Creating Millionaire Families or give someone a book. I don’t care if its my book or someone elses. Just make sure its a good one they can understand.

Take a little time. Make a little effort, and watch the impact you’ll have in someone’s life. I guarantee you’ll like the results.

Guest Appearance on The Practical Wealth Show with Curtis May

Screen Shot 2019-02-07 at 11.50.50 AMHuge thank you to Curtis May for hosting me on his podcast The Practical Wealth Show. One of the best things about helping people figure out their money is meeting people who have the same passion and heart. Talking with Curtis felt like I’d know him for years. Curtis has an amazing passion for helping people fix their finances and starting building wealth.

The longer I’ve worked in the personal finance space, the more I’ve realized that there’s a huge need for people of all races and color to step into the space and get involved. Right now, like it or not, the financial space if filled up with a bunch of white dudes…myself included. It was refreshing to speak share notes with one of the few Black Americans working to make a difference in the personal financial education space. Keep it up Curtis!

Episode 72: Becoming a Millionaire is a Math Problem (iTunes)

Episode 72: Becoming a Millionaire Is A Math Problem (Web)

Why Do You Build Wealth and Become a Millionaire?

Are you working? Why do you work? Do you have a goal? Seriously, what drives you? Why do you get up, get dressed, and head out to work every day? What’s your goal? What’s your purpose?

If you’re going to spend your life working, you might as well have a goal and a purpose for your money. I started working with my parents around age 10 . My dad was a carpenter. When I worked with him I got to sweep floors, carry wood, and occasionally step on a nail (which wasn’t part of the job, but it happened more often than I’d like). My goals were pretty simple. Buy more toys.

When I wasn’t busy on a job site with my dad, you might find me with my mom at the convenient store(s) she managed. My convenient store life usually included facing and stocking product shelves and the refreshments cooler as long as I kept my hands off the beer. I wasn’t old enough to face and stock the alcoholic beverages. As I got a bit older, my job moved outside to sweep the parking lot (hated it), concrete (hated it), paint the curbs (hated it), and pull the weeds (hated it). Don’t laugh. If you had to pull those thorny weeds that stuck you every time, you’d hate the job too. Yes, gloves would have helped, but they don’t work well when you leave them at home. Honestly, it was the worst job I’ve ever had, but at least I got to buy more stuff and save for a car when I would eventually turn sixteen.

As I got older I found myself working in grocery stores, shipping docks, manufacturing assembly lines, engineering departments, technology departments, and eventually as a corporate executive.

Throughout my early working life, I worked for things I wanted and things I needed. Along the way to becoming a millionaire, something changed. I began working for others. Sure, I still work for things I want and things I need, but now there’s another element. Others. When you build wealth and have a little excess, you’re more equipped to help people in need.

So I ask, “Why do you build wealth and become a millionaire?” My answer is simple. I build wealth to enjoy life and help people in need.

I recently came across this statistic in an article by *Robert Frank from CNBC, and it totally shocked me.

“More than 80 percent of those worth $25 million or more give at least $10,000 a year to charity, and 21 percent give more than $100,000 a year to charity.“*

At first blush, the article is written in a very “positive language”, but these stats aren’t very positive in my opinion. Let’s look at it another way and break it down into pieces. Piece number 1.

Over 80 percent of people worth $25 million or more are only giving $10,000 or more a year to charity.

$10,000, really? That’s the low bar? Then there’s this. If 80% is the high number, that still leaves 20%. What are those people doing?

20% of people worth $25 million are giving less than $10,000 a year to charity.

Pardon me, but WTH? Seriously? You have a $25 million net worth and you give less than $10,000 a year to help people in need?

Okay, now it’s time for piece number 2. In Robert’s words…

“21 percent of people worth $25 million or more give more than $100,000 a year to charity.” – Robert Frank, CNBC

Let’s write it up this way.

Only 21 percent of people worth $25 million or more give over  $100,000 a year to charity.

Now I agree $100,000 a year is a lot of money, and it sounds very “generous”. That is until you realize that people with over $25 million net worth are generating millions per year off their investments. You can very safely assume they are getting at least 5-7% off their investments. In many cases, much more. At 5%, that’s at least $1,250,000 a year income. The statistic is pitiful. Just pitiful.

I’m sure there are some very generous people in the mix that are quite generous, but the overall number is well below where it should be for serious altruistic giving, helping people in need, and changing the world.

Robert provides a another valuable statistic in his article, just how many people are worth $25 million or more in the United States? The answer, “there are now 142,000 households worth $25 million or more” according to Robert. From the numbers, we know that means roughly 29,000 households gave $100,000 or more to charity, and since 20% gave less than $10,000 to charity, we know that’s roughly 28,400. Interesting how the upper end of the scale and the lower end of the scale are virtually equal. 20% of the “Ultra High Net Worth” people are pretty generous, and 20% are well…grinches. Being just 11 days before Christmas, I had to work that in.

So I ask again, “Why do you build wealth and become a millionaire?” Keep this purpose in mind as you’re building your own wealth, and don’t disappoint me. Enjoy life and help others in need.

Special Deal on The Millionaire Choice: Buy 1 Get 1 Autographed FREE!

 

buy one get oneBuy 1, Get 1 Autographed FREE!

Buy a copy of The Millionaire Choice during it’s launch in the month of November, and get a 2nd copy Autographed FREE!

Simply buy a copy of The Millionaire Choice anywhere books are sold then send us a picture of the receipt along with your name, address and phone number and we will send you an autographed copy of The Millionaire Choice, FREE!

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