Did you know that roughly 75% of Americans are living paycheck to paycheck? Reality check. That means that 3 out of 4 people you know and meet today are living paycheck to paycheck. It doesn’t matter how much money they make, the problem is the same, and in most cases, it comes back to how people manage their finances. They don’t.

It’s sad, but we go to school for 13 years from K through 12. Then many of us enter college for 2, 4 or more years of additional education. We study English, Science, Math and more. Somehow, we missed and are still missing one of the most important subjects, money.

If you want to be smart about money, you have to study. There’s no way around it. I went to school to be an engineer. Let’s clarify that. Mechanical Engineer. I learned about cars as a teenager and I read books about cars. I went to college for engineering and I learned math. A lot of it. In all, 17 years of math to be proficient as an engineer.

Revisit me at age 25 when I realized I was broke. 25. No money knowledge. No money studies. Just broke. Pure and simple. I made great money, and had nothing but $16,000 in debt and a few trinkets. The good news is, I made a change. I got money smart, and you can too along with the people you know and meet.

Meet Elena Perez

I’ve been blessed by all the stories coming from people who have read my book. Long time friends changing what they’re doing with their money to couples married for 35 years finally getting on the same page with money. It’s so exciting! This week, something new came up that I want to share.

Meet my friend Elena Perez, Financial and Insurance advisor for World Financial Group. I met Elena at a local networking group at Brentwood Baptist’s Connections Cafe several weeks ago. She’s a powerhouse. We chatted and she picked up a copy of The Millionaire Choice.

A few weeks later, we bumped into each other at a different networking group where Elena told me how she gave a copy my book to her friend who was in dire financial straits. After reading The Millionaire Choice, her friend had a plan and hope.

Last week, I discovered Elena had been buying copies of TMC (The Millionaire Choice) off Amazon and giving them away to people she meets. 7 copies so far. Wow! So exciting, but that’s a lot of money to pay for my books!

Yesterday Elena and I met up at Panera Bread where she picked up her first case of The Millionaire Choice (30 copies), at a really steep discount. 🙂

I love that Elena understands that 75% of Americans are living paycheck to paycheck. She cares. 90% of the potential customers she meets, aren’t ready for investing, but she’s doing everything she can to help the people and families where they are.

No one person can change America or the world, but together, I believe we can. Thanks Elena!

What You Can Do

I believe financial poverty starts to disappear when we’re all financially educated.

I grew up in a low income family. Our power was cut off. Our water was cut off. I was educated. I was an engineer working on million dollar projects, but I was broke. I followed in my family’s financial footsteps. That all changed when I became “financially educated”, and the crazy thing is, it only took me 90 days to figure out that I could become a millionaire. 25 years old. Broke, but realized I could become a millionaire if I did the right things with my life and my money.

I learned a lot of math in school. Once I started learning about money, I realized something. Money is really just a math problem. It’s predictable and if you do the right things with it, you can solve the money problem.

I don’t know your friends or family members. I don’t know the people you work with or the people you’ll meet today. I can’t impact their lives, but you can. Just like Elena. I want to make it as simple as possible for anyone to have a positive impact in someone’s financial life. Grab my free ebook Creating Millionaire Families or give someone a book. I don’t care if its my book or someone elses. Just make sure its a good one they can understand.

Take a little time. Make a little effort, and watch the impact you’ll have in someone’s life. I guarantee you’ll like the results.